Well, this morning I woke up and that was the good news, and then I was overwhelmed by the thought that, as of this morning, there were over 315 million US residents in the United States...

As many of you may know, I have five grandchildren and these grandchildren bring me great pleasure. My grandchildren are...

This is Cliff Ruddle from Santa Barbara, California, in my private office. I’m very excited to be with you today. First I’d like...